Terms & Conditions

1. Introduction

Welcome to DeFiMara ("we," "our," or "us"), also referred to as Mara DeFi. By accessing or using our decentralized finance (DeFi) application and AI assistant platform (the "Service"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, please do not use the Service.

2. Acceptance of Terms

By connecting your wallet and using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms. You also confirm that:

• You are at least 18 years of age or the legal age in your jurisdiction
• You have the legal capacity to enter into these Terms
• You are not prohibited from using the Service under applicable laws
• You understand the risks associated with blockchain technology and DeFi

3. Service Description

Mara DeFi provides:

• AI-powered DeFi assistant for blockchain interactions
• Portfolio tracking and analysis tools
• Multi-chain wallet integration (EVM and Solana)
• Token swap, limit order, bridge, and yield transaction facilitation
• Perpetual futures trading via Hyperliquid (Pro/Enterprise; user-signed orders)
• Subscription plans and Developer Agent API (Pro/Enterprise)
• DeFi protocol information and recommendations

DeFiMara is an API and interface layer. On-chain actions are executed through third-party protocols and networks (including Hyperliquid for perpetuals). We do not operate those protocols and are not responsible for their availability, rules, solvency, or jurisdiction-specific access restrictions.

Third-party services (including Hyperliquid and other execution providers) apply their own geographic and eligibility restrictions. DeFiMara does not implement separate country-level geo-blocking at the application layer; you are responsible for ensuring your use complies with applicable law and each provider's terms.

Important: We are a non-custodial service. We do not hold, control, or have access to your private keys, funds, or assets.

4. Risks and Disclaimers

You acknowledge and accept the following risks:

• Market Risk: Cryptocurrency prices are highly volatile and unpredictable
• Smart Contract Risk: Smart contracts may contain bugs or vulnerabilities
• Network Risk: Blockchain networks may experience congestion or failures
• Regulatory Risk: Legal and regulatory frameworks are evolving; derivatives and leveraged products may be restricted in your jurisdiction. Third-party execution providers enforce their own geographic and eligibility rules — DeFiMara does not substitute for those restrictions
• Leverage and Perpetual Risk: Leveraged positions can be liquidated quickly; funding rates, margin requirements, and fees apply; you may lose more than your initial collateral
• Third-Party Protocol Risk: Swaps, bridges, yield, and perpetual orders rely on external protocols (including Hyperliquid); we do not guarantee their performance or continued operation
• Loss of Funds: Transactions are irreversible; errors cannot be undone
• AI Limitations: AI recommendations are informational only, not financial advice

5. Not Financial Advice

The Service does not provide financial, investment, tax, or legal advice. All information, suggestions, and recommendations provided by our AI assistant are for informational purposes only. You should:

• Conduct your own research and due diligence
• Consult with qualified financial, legal, and tax professionals
• Make decisions based on your own risk tolerance and financial situation
• Never invest more than you can afford to lose

6. User Responsibilities

You are solely responsible for:

• Securing your wallet private keys and seed phrases
• Verifying all transaction details before confirmation
• Maintaining the security of your devices and accounts
• Paying all applicable network fees (gas fees)
• Complying with all applicable laws and regulations
• Reporting any unauthorized access to your account

7. Prohibited Activities

You agree NOT to:

• Use the Service for illegal activities or money laundering
• Violate any applicable laws, regulations, or sanctions
• Attempt to hack, reverse engineer, or compromise the Service
• Use bots, scripts, or automated tools to access the Service without authorization, scrape the web UI, or circumvent rate limits
• Use the public Agent API except under an authorized Pro or Enterprise plan with credentials we issue to you
• Impersonate others or provide false information
• Interfere with other users' access to the Service

8. Intellectual Property

All content, features, and functionality of the Service, including but not limited to text, graphics, logos, icons, and software, are the exclusive property of Mara DeFi or its licensors and are protected by copyright, trademark, and other intellectual property laws.

9. Limitation of Liability

We SHALL NOT BE LIABLE for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of profits, revenue, or data
• Loss of cryptocurrency or digital assets
• Costs of substitute services
• Damages resulting from unauthorized access to your wallet
• Errors, bugs, or failures in smart contracts or blockchain networks
• AI assistant errors or inaccurate recommendations

10. Indemnification

You agree to indemnify, defend, and hold harmless Mara DeFi and its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses arising from:

• Your use or misuse of the Service
• Your violation of these Terms
• Your violation of any applicable laws or regulations
• Any third-party claims related to your activities

11. Subscriptions, Payments, and Refunds

Paid plans (Basic, Pro, Enterprise) are activated by one-time cryptocurrency payments. Subscriptions do not renew automatically; you must manually pay again to extend access.

• Duration: Each paid period lasts 30 days from confirmed payment activation.
• Usage: AI request allowances reset at the start of each paid period.
• Upgrades: Upgrading activates immediately and preserves unused paid time by extending the new tier expiration date.
• Expiration: When a paid period ends, access falls back to the Free tier unless you pay again.
• Crypto finality: On-chain payments are irreversible once confirmed; network fees are your responsibility.
• Refunds: Refunds are reviewed case by case for duplicate payment, confirmed activation failure, legal requirement, or a DeFiMara-caused billing error. Contact [email protected].

12. Authorized Agent API Access

Pro and Enterprise customers may receive API credentials for programmatic agent access within plan limits.

• Authorized API use under credentials we issue is permitted subject to these Terms.
• Unauthorized scraping, credential sharing, reselling access, or bypassing authentication is prohibited.
• Enterprise terms are defined in a separate written agreement.
• Enterprise sales and contract inquiries: [email protected]

13. Changes to Terms

We may modify these Terms. Material changes will use a new version identifier and effective date at the top of this page.

14. Termination

We reserve the right to suspend or terminate your access to the Service at any time, with or without notice, for any reason, including violation of these Terms. You may stop using the Service at any time by disconnecting your wallet.

15. Governing Law

These Terms are governed by the laws of Spain, without regard to conflict-of-law rules. Until a registered operator identity is published, contact the operator at [email protected].